Post-Hospitalization Visits are Now Cashless

She was a retiree. She warded for 3 days for knee-cap replacement surgery. The bill of RM 45,000 was fully covered.

For the Post Hospitalisation bill which cost around RM 7,420.20, it’s also fully covered. She was so grateful for that when the money banked in after 5 working days! At first, she was quite worried of that she couldn’t claim back her money. After retirement, sometimes when need to bear with that amount of money, it’s quite a lot and heavy. That’s why buying health insurance may seem quite useless at the beginning, but when time needed, it really helps to ease a lot in financial stress. I could feel how happy she is when she has that amount of money in her account. 😍

Recently, AIA enhance its facility to issue Guarantee Letter to Post hospitalization Claim. This makes me recalled the incident back then with this aunty. With this facility, I believe could help even more people to ease their financial stress.

Patient no need to paid and claim later, but instead, before the post hospitalization visit, can apply for Guarantee Letter online, which mean cashless upon post-visit too! 🤩

Now this facility is only applicable for insured who has insurance with AIA, hope there is more insurance companies are going this for cashless in time to come. This will definitely hassle-free for patients! 😎