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Is Insurance for the Rich or the Poor? Debunking the Myth

The debate over whether insurance is for the rich or the poor has been ongoing for years. Some argue that insurance is primarily for the financially vulnerable, while others contend that it serves as a risk transfer tool accessible to everyone, regardless of their economic status. In reality, insurance knows

Healthcare Costs in Malaysia: Government vs Private Hospitals and the Role of Medical Insurance

Malaysia's healthcare landscape offers two distinct paths when it comes to treatment options: government hospitals and private hospitals. One significant difference that catches our attention is the cost. In this article, we'll explore the contrasting expenses associated with these healthcare choices and delve into why medical insurance remains a valuable

Are you covered for Critical illness?

Are you covered for Critical illness?

The other day, met up my client to review her daughter's policy. She was concerned on her daughter's critical illness coverage. My client had a carsinoma in-situ of her breast back in 20 years back. Carsinoma in-situ in layman term is pre-cancer. Upon that time, she had only one policy

Sorry :(

I met up with my client for policy review the other day. From the conservation, I was informed that her dad just passed away two months. I was so sorry for the lost. 😥😥😥😥 (This indeirectly reminds the lost of my dad, which I hope she can go through it with

Insurance: How to do payment via Jompay

Recently, I received a number of requests asking me about the payment for the insurance. Payment via Jompay is one of the best way to proceed for the payment. Here's the step by step of jompay, can refer to the link below. https://www.aia.com.my/content/dam/my/

Sudden Death - What’s Next?

Recently, my friend's brother just passed away. I was shocked and sad when I got to know the news. My friend just told us about his brother experienced heart attack during one of his badminton section. We still in discussing on who to look for, what's and where to look

Post-Hospitalization Visits are Now Cashless

Post-Hospitalization Visits are Now Cashless

She was a retiree. She warded for 3 days for knee-cap replacement surgery. The bill of RM 45,000 was fully covered. For the Post Hospitalisation bill which cost around RM 7,420.20, it’s also fully covered. She was so grateful for that when the money banked in

Is money a Goal or Tool ?

First is to decide money is a goal or a tool? If money is a goal, here is the thing. How much is enough? The honest answer is: more. More is based not on our needs. It’s based on our desire to keep what we’ve got and get

FinancialPlanning

Financial Planning

Financial planning is a process, not a product. It's a long-term process of manage your personal finances so that you can achieve your goals and dreams while at the same time negotiating with financial barriers that arise at every stage of life. In short, financial planning is all anout the

About ABC (AI BEE CHA)

About ABC (AI BEE CHA)

Joined insurance industry in year 2014. With 9 years in the industry, she has build her experience in dealing claims and servicing for individual and corporate members. She is a Certified Financial Planner to serve her clients even better. She can handle difficult underwriting procedures and negotiate on behalf on