Is money a Goal or Tool ?

First is to decide money is a goal or a tool?

If money is a goal, here is the thing. How much is enough? The honest answer is: more. More is based not on our needs. It’s based on our desire to keep what we’ve got and get more. If money it's the only Goal, we will always think, "Okay, with this extra effort, I can earn more money, with more moeny, I dont have to think about money anymore." However, things not turning out as what it's planned.

"How much do I need to live the life I want?

We all only live once and it is too precious to not live the life that we really treassure, so finding out how much money you need for the rest of your life is a very important question that needs an answer prior to buying any product.

Based on experience, we either fall into the category of having too much money for the rest of the life, having just enough money or not having enough.

In my humble opinion, money should be treated as a Tool to assists us to achieve our financial goals. With this mindset, this will help us achieve what we want, we can set more appropriate goals for ourselves and our finances bring more fulfillment and satisfaction to our lives.

Setting Goals That Matters

For example, Saving for retirement is a goal you may be working towards your entire life. It is the perfect example of a long term investment.

It is important to consider exactly what your retirement needs are. Setting up a retirement plan is the most lucrative way to save for your future. Remember, the earlier you start, the better off you’ll be in the end.

Start making room for thoughts and considerations around what you truly value.

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