Financial Planning

Financial planning is a process, not a product. It's a long-term process of manage your personal finances so that you can achieve your goals and dreams while at the same time negotiating with financial barriers that arise at every stage of life.

In short, financial planning is all anout the right strategies to help you achieve your Financial Goals.  

There are many changes in our life. You get married, you can lose your job, you win a lottery or a loved one becomes critically ill. You make some money decisions that affect your standard of living. Such changes can lead to positive or negative changes in your financial status. Hence, a proper financial planning anticipates financial requirements in different conditions and ensures smooth financial flow at all times.

Ultimately, financial planning is not only about you, it is also ahout your family and your future generations. Like what Robert T. Kiyosaki said,

“It's not now much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for.”

When you do financial planning right, your future generations can leverage on you to achieve their goals faster, and when you do it incorrectly, they suffer because they are forced to start from scratch.

So the decision lies on you. Somebody has to start it, isn't it? Why not you?

Let me know your thought below.